Where do I shop for a health plan?

You'll be guided to choose a plan from the federal or state-based health insurance exchange (AKA marketplace.)

A quick note on how this works: StretchDollar helps you with plan selection through our brokerage services and supports your reimbursements once you're enrolled — we don't sell health plans ourselves, and we're not an insurance carrier. You're shopping and enrolling directly on the exchange (marketplace) itself.

Which exchange will I be sent to? This is determined automatically based on your state. Most states use the federal marketplace at HealthCare.gov, but some states run their own — for example, California residents are sent to Covered California, and Virginia residents are sent to Virginia's state marketplace. Whichever exchange you're routed to is the correct, official one for your state — there's nothing to double-check or change.

Here's how the process gets started:

• Once your employer is set up with StretchDollar, they'll invite you to enroll — made possible through their Benefits Portal.
• That invite triggers your online onboarding process with StretchDollar. (We'll take it from here.)

Here's what happens next for you:

• You'll log into StretchDollar using the invite your employer sends you.
• Once logged in, you'll confirm your contact information and choose to "accept" or "waive" the health benefit.
• If you accept, we'll take you through a guided health insurance shopping experience on the marketplace.