Open Enrollment 2026 State FAQ

If you live in one of these states, keep in mind that Open Enrollment dates aren’t the same everywhere — they can vary significantly by state. To avoid a lapse in coverage or missing out on the plan you want, make sure you complete any enrollment actions — whether choosing a new plan or making changes to your current one — within your state’s designated timeframe below. Missing these deadlines could result in a lapse in coverage or limit your options until the next enrollment period.


Colorado (CO) For the 1st of the month, enroll before the 15th of the prior month.
Connecticut (CT) For the 1st of the month, enroll before the 15th of the prior month.
District of Columbia (DC) For the 1st of the month, enroll before the 15th of the prior month.
Idaho (ID) For the 1st of the month, enroll before the 15th of the prior month.
Kentucky (KY) For the 1st of the month, enroll before the 15th of the prior month.
Maine (ME) For the 1st of the month, enroll before the 15th of the prior month.
Maryland (MD)

For January 1 coverage, enroll by the end of the month.

For coverage starting after January 1, enroll before the 15th of the prior month.

Massachusetts (MA)

For January 1 coverage, enroll before the 15th of the prior month.

For coverage starting after January 1, enroll before the 23rd of the prior month.

Minnesota (MN) For the 1st of the month, enroll before the 15th of the prior month.
New Jersey (NJ) For the 1st of the month, enroll by the end of the month.
New Mexico (NM) For the 1st of the month, enroll before the 15th of the prior month.
New York (NY) For the 1st of the month, enroll before the 15th of the prior month.
Pennsylvania (PA) For the 1st of the month, enroll before the 15th of the prior month.
Rhode Island (RI) For the 1st of the month, enroll before the 15th of the prior month.
Vermont (VT) For the 1st of the month, enroll before the 15th of the prior month
Virginia (VA) For the 1st of the month, enroll before the 15th of the prior month
Washington (WA) For the 1st of the month, enroll before the 15th of the prior month
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