I’m on my spouse’s plan but I want to switch to StretchDollar. What should I do?

If you are currently on your spouse’s or partner’s employer plan and wish to take advantage of your employer’s StretchDollar ICHRA health benefit, just follow these steps. Note: The order is important in that it ensures there won’t be any lapse in coverage.

1. Log in to your StretchDollar Benefits Portal and start your enrollment. Don’t forget to connect your bank account.
2. Shop for an individual health plan on the shopping page of your enrollment.
   1. IMPORTANT: Make sure to choose a start date for your health plan that coincides with the date that your spouse intends to remove you from their health plan.
   2. You must pay the first month’s premium for your new health plan for it to be confirmed. This may mean that you’re paying for a future month. Just remember, you will receive premium reimbursement now that you're enrolled in StretchDollar health benefits!
3. Have your spouse notify their benefits admin to remove you from the existing plan prior to your new plan's start date (Ex. if your new coverage is effective on January 1st, let your spouse’s benefits admin know in December of the change.) This process may take several days or weeks, so be sure to plan in advance.
4. Submit your proof of coverage and set up auto-reimbursement. If you bought your plan outside StretchDollar, click "I already enrolled in a plan", then "I purchased a marketplace plan" on the shopping page. For detailed instructions, click here.

Have any questions? Contact your StretchDollar team at [email protected].